Ryan’s Obamacare replacement would cost billions

Posted by | January 17, 2017 12:30 | Filed under: Economy News Behaving Badly Politics

As in $178.1 billion a year for high risk pools.

“They’re not affordable and they’re not very comprehensive in the way marketplace coverage is,” said Jean P. Hall, the director of the Institute for Health and Disability Policy Studies at the University of Kansas who has authored a number of studies on high-risk pools.

“Ultimately [the cost] comes out of the pocket of the individual who is covered by it,” she said…

The challenge is subsidizing them, as segregating the most costly individuals into their own pool means that the average cost is going to be, well, very costly. The average net loss per enrollee in states with high-risk pools in 2011 was $5,510.

A Commonwealth Fund study estimated in 2014 that it would cost the federal government $178.1 billion per year to fund a national high-risk pool program that would cover the Americans barred from insurance due to pre-existing conditions prior to the ACA. Health care experts at the right-leaning American Enterprise Institute pegged that number to be smaller — between $15 and $20 billion dollars annually– but for a program that would only cover 3 or 4 million people nationwide, and assumed a cost-model of the state-based programs that included the coverage restrictions.

The Obamacare replacement plan offered by Price, Trump’s pick for Health and Human Services secretary, carved out a mere $3 billion over a three-year period (or $1 billion per year) to fund high-risk pools for consumers who can’t get insurance due to pre-existing conditions. Ryan’s own proposal was only a little more generous, offering $25 billion over a ten-year period or $2.5 billion per year.

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Copyright 2017 Liberaland
By: Alan

Alan Colmes is the publisher of Liberaland.

40 responses to Ryan’s Obamacare replacement would cost billions

  1. amersham1046 January 17th, 2017 at 12:39

    have no fault coverage, prices are set by each insurance company, but is the same for every person covered

    • Obewon January 17th, 2017 at 23:57

      Dems, economists, Medicare and Rep. John Conyers call that single payer. Repubs call it a single prayer.

  2. Willys41 January 17th, 2017 at 12:46

    republican fiscal policy is spend spend spend, cut taxes. Of course anything Ryan does is going to cost billions. Anything any of them do is going to cost billions and drive the debt even further into the trillions. It couldn’t possibly do anything else.

    • Budda January 17th, 2017 at 13:06

      True. Dems may tax and spend but Reps BORROW and spend.

  3. TKList January 17th, 2017 at 13:04

    Better Plan:

    Government is about half the health insurance market with Medicare, Medicaid and the VA. This is why the health insurance market is not functioning like a normal market in any other industry.

    Get government out of the health insurance business as much as possible. Limit them to limited regulation and financial support for health insurance to those who need it.

    Obamacare, Medicaid, Medicare and VA hospitals should be phased out. People under these programs and those who are financially below the poverty level should be given a yearly amount that they could use to purchase health insurance.

    Keep the federal regulation stating that insurance companies have to cover pre-existing conditions as long as the person had previous insurance.
    Allow people to purchase insurance from any state. Deregulate state health insurance markets. Unhinge medical insurance from employers in the tax code.

    Getting government out and increasing competition in this way will lower health insurance costs. It cuts the bureaucracy costs, cuts the fraud costs and improves competition and quality of care.

    • Budda January 17th, 2017 at 13:05

      No. Get insurance out of it. Health care should not be a ‘for profit’ business.

      • TKList January 17th, 2017 at 13:07

        Without profits where will the money for expansion and innovation come from?

        • halfwayin January 17th, 2017 at 14:22

          There will be no profits.

          No executive bonuses.

          No money for advertising.

          No money for lobbying.

          That saves about 25% of the costs right there, and every penny will go to patients needs.

          And it still is going to be “expensive “

          • TKList January 17th, 2017 at 14:47

            Then we should do that for everything if it is so good.

            • halfwayin January 17th, 2017 at 15:02

              No. Not everything. Just basic human needs.

              • TKList January 17th, 2017 at 15:04

                Food, water, shelter, electricity, gas, communication and travel are all basic human needs. Should government do all those as well to eliminate the evil profit?

                • halfwayin January 17th, 2017 at 15:32

                  Yes. And thank you for including those other categories.

                  You sound like a real humanitarian and a true Christian

                  • TKList January 17th, 2017 at 15:35

                    They are doing that in North Korea and Cuba. I will buy you a ticket and you can see how well it works with your own eyes.

                    • halfwayin January 17th, 2017 at 15:48

                      Thank you.

                      You are truly one of the most committed Christian I have ever talked to.

                    • TKList January 17th, 2017 at 15:50

                      I am an atheist.

                    • halfwayin January 17th, 2017 at 16:00

                      Much like Karl Marx himself

                    • TKList January 17th, 2017 at 16:01

                      Not even close:

                      New Contract With America

                      Abolish tax code and IRS.
                      Enact the Fair Tax.
                      Minimize regulations to only what is absolutely necessary.
                      Balance the budget.
                      Reduce defense spending.
                      Start decreasing the national debt.
                      Abolish the Federal Reserve, the FDIC and all bank regulations except one; require full disclosure on full or fractional reserve backing of deposits.
                      Treat gold, silver and cryptocurrencies as legal tender (not as an asset) for tax purposes.
                      End the war on drugs. Decriminalize and legalize drugs.
                      Immigration reform is necessary because of inadequate immigration policy and execution.
                      Abolish the Farm bill.
                      Give all parents school vouchers.
                      Abolish minimum wage laws.
                      Get the federal government out of the student loan business.

                      Government is about half the health insurance market with Medicare, Medicaid and the VA. This is why the health insurance market is not functioning like a normal market in any other industry.
                      Get government out of the health insurance business as much as possible. Limit them to limited regulations and financial support to those who need it.
                      Obamacare, Medicaid, Medicare and VA hospitals should be phased out.
                      People under these programs and those who are financially below the poverty level should be given a yearly amount that they could use to purchase health insurance.
                      Keep the federal regulation stating that insurance companies have to cover pre-existing conditions as long as the person had previous insurance.
                      Allow people to purchase insurance from any state.
                      Deregulate state health insurance markets.
                      Unhinge medical insurance from employers in the tax code.
                      Getting government out and increasing competition in this way will lower health care costs. It cuts the bureaucracy costs, cuts the fraud costs and improves competition and quality of care.

                      Abolish the FHA, HUD, Freddie Mac and Fannie Mae. Repeal the Community Reinvestment Act.

                      Update the safety net. Have a means tested financial safety net, not a safety net based on government run programs for everyone.
                      Pay employees their full pay and let them choose to who and how much of their pay goes to their medical insurance, pension fund, and long-term care fund.
                      Stop letting companies, unions, cities, states and federal government mismanage and underfund promised benefits.
                      Liberate the paychecks of hard-working Americans from the convoluted tax code and dictates of politicians on how to save for retirement.

                      Support politicians that promise to get rid of laws and regulations that are obsolete or ineffective, instead of the ones that promise to enact more laws and regulations.

                      Pass and ratify an Amendment to the Constitution to require a 60% supermajority in the House to pass any new legislation and a simple majority to repeal any legislation.
                      Pass a Constitutional Amendment for congressional term limits.

                      Shut down Departments of Commerce, Education, Energy and Interior.

                      Choose limited federal government. Stop making millionaires out of our politicians and lobbyists. Stop increasing the power of connected corporations.

                    • halfwayin January 17th, 2017 at 16:03

                      Is that the atheist manifesto?

                    • Mensa Member January 17th, 2017 at 18:26

                      >>Enact the Fair Tax.

                      By “fair tax” you mean a 40% sales tax.

                      That totally screws us working people. The rich won’t give a crap.

                    • StoneyCurtisll January 17th, 2017 at 21:58

                      “I’m an atheist”…
                      Well, you have one thing going for you…

                    • Obewon January 17th, 2017 at 23:54

                      Cuba exports Dr’s. Google just opened a data hub in Cuba. What does the USA always need? More Cuban educated physicians! https://uploads.disquscdn.com/images/a70b3291560cf9c3cd21dbca66ca8cb79296f82e2ada833802891663f71dd093.jpg

        • oldfart January 17th, 2017 at 14:34

          Government block grants and vouchers of coarse…

          • TKList January 17th, 2017 at 14:40

            coarse?

            • oldfart January 17th, 2017 at 14:46

              Drat, spell checkers not working again, hows that ?

              • TKList January 17th, 2017 at 14:48

                Thought you would want to know.

                • oldfart January 17th, 2017 at 14:57

                  Thanks, I do try to be correct and factual as possible.
                  though I rarely take away points for bad spelling.
                  I get it, you claim to be a libertarian. That or you don’t like defending tRump.

                  • Lyndia January 17th, 2017 at 15:09

                    You had it spell correctly. Of COURSE.

                    • oldfart January 17th, 2017 at 20:48

                      thanks but I had spelled it wrong to begin with.

        • Mensa Member January 17th, 2017 at 18:24

          Get used to it. Trump’s Secretary of Education wants for-profit public schools.

        • Budda January 17th, 2017 at 21:01

          Taxes

      • StoneyCurtisll January 17th, 2017 at 21:56

        High Five~!

    • StoneyCurtisll January 17th, 2017 at 13:39

      How many times are you going to post this same comment?…
      No matter how many times you repeat it, it is still BS..

  4. StoneyCurtisll January 17th, 2017 at 13:37

    https://www.youtube.com/watch?v=GUiffq2Dw0I

    • spacegod January 17th, 2017 at 16:01

      MLK had a dream. We have a nightmare.

      • StoneyCurtisll January 17th, 2017 at 16:26

        Indeed…

      • The Original Just Me January 17th, 2017 at 23:35

        Trump had a wet dream. Was his daughter involved ????

  5. robert January 17th, 2017 at 14:01

    That’s probably why Paul didn’t post his replacement on the web in its entirety.

    It’s easier to tell the public you have a replacement.After all the Republicans are always looking out for the average Joe and Jane out here

    • Mensa Member January 17th, 2017 at 18:22

      Here is the pitch to Shark Tank:

      I have a fantastic new product!

      What is it?

      I’ll sell it across state lines!

      But what is it?

      It will be great!

      It seems like you don’t really have a product.

      It will be affordable!

  6. Mensa Member January 17th, 2017 at 18:19

    I’m not for obstructionism — by either side.

    But it is perfectly reasonable for Democrats to draw a line in the sand and demand that the Republicans find funding for their repeal of the ACA.

    No more Reagan and Bush-style borrow-and-spending for their ill-conceived policies.

  7. The Original Just Me January 17th, 2017 at 23:33

    A Billion here, A Trillion There, just put it on the national Tab. Trump said Deficits don’t matter.

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