Mandatory Gun Insurance

Posted by | December 28, 2012 11:59 | Filed under: Top Stories

This is one way to get guns out of the hand of undesirables. Jean Ann Esselink writes:

The most obvious benefit comes by way of compensation to victims. I know money can never make up for the damage a gun can do, but compensation is not an insignificant matter. Consider someone who is paralyzed, or left brain-damaged, or permanently disabled by a gun. That victim would be assured of having things like ramps, and nurses aids, and whatever other therapies he required, guaranteed for his lifetime. Currently, unless the locality has a “Victim Fund,” a shooting victim receives only the benefits his own medical insurance or Medicaid provides, and medical insurance does not include things like home modifications for a wheelchair, or hand controls for cars. The insurance companies wanting to participate in this new, no doubt lucrative market, could also be required to create a fund to take care of victims injured by uninsured guns, making sure anyone hurt by a gun has a recourse to whatever services they require.

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